Group Disability Insurance

No one likes to think about the possibility of disability, but the statistics are sobering:

• Every year, 12% of the adult U.S. population suffers a long-term disability.*
• One out of every seven workers will suffer a five-year or longer period of disability before age 65, and if 35 now, the chances of experiencing a three-month or longer disability before age 65 are 50%.*

Disability insurance premiums are typically low compared to the benefit provided. Since most employees could not afford to be without a paycheck for any length of time, it’s crucial for employers to explore options to protect employees from the financial hardship disability can bring.

Bene-Care’s portfolio of solutions includes:

• Statutory New York State DBL (Enriched Benefits also available), and Paid Family Leave
• Short-term disability
• Long-term disability
• Fully insured and self-insured options

Each carrier that Bene-Care works with is committed to providing the highest level of service and works to provide the necessary resources and support, including employee communications and education, to ensure a smooth and successful introduction to and implementation of each program.

*Source: MSN’s Money Central