Group Disability Insurance
Protect Tomorrow’s Paycheck. Today.
No one likes to think about the possibility of disability, but the statistics are sobering:
- Every year, 12% of the adult U.S. population suffers a long-term disability*
- One out of every seven workers will suffer a five-year or longer period of disability before age 65, and if 35 now, the chances of experiencing a three-month or longer disability before age 65 are 50%*
Disability insurance premiums are typically low compared to the benefit provided. Since most employees could not afford to be without a paycheck for any length of time, it’s crucial for employers to explore options to protect employees from the financial hardship disability can bring.
Bene-Care’s portfolio of solutions includes:
- Statutory New York State DBL (Enriched benefits also available), and Paid Family Leave
- Short-term disability
- Long-term disability
- Fully insured and self-insured options
Each carrier that Bene-Care works with is committed to providing the highest level of service and works to provide the necessary resources and support, including employee communications and education, to ensure a smooth and successful introduction and implementation of each program.
Contact our Bene-Care Experts for more information today!
*Source: MSN’s Money Central