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Business Insurance in Western NY
Manage Risk Wisely
Managing risk is a critical part of running a business. With access to a broad portfolio of commercial insurance solutions, we help businesses in Rochester, Buffalo, and across Western NY protect their assets and liabilities with the right coverage and carriers for their unique needs.
One Call To Manage Them All
We can also provide coverage to safeguard the people and property that are most important in your life. That means our insurance advisors can help you find the best coverage for your business and personal insurance needs.
General Liability
Protects business assets in the event of business or property damage.
Disability Insurance
Insurance providing income to a policyholder who is disabled and cannot work.
Employee Practices Liabilities Insurance (EPLI)
Insurance against claims of discrimination of a protected class, sexual harassment, wrongful termination, infliction of emotional distress, and breach of contract by an employee.
Crime
Protects businesses in case of employee theft, robbery, burglary, forgery, or embezzlement.
Directors & Officers (D&O)
Financial protections for directors & officers in the event they are sued in conjunction with the performance of their duties.
Property
Protection for business owners in the event of unforeseen circumstances, such as natural disasters, fires, criminal theft, and other perils that could damage property.
Errors and Omissions (E&O)
Protects companies and individuals against claims made by clients for inadequate work or negligent actions (also known as Professional Liability Insurance).
Cyber Liability
Addresses the first-party and third-party risks associated with e-business, the internet, networks, and informational assets.
Workers’ Compensation
Coverage for employees who have suffered injury or illness resulting from job-related duties.
Pay-As-You-Go Workers’ Comp
Workers’ Comp insurance premiums are collected based on actual payroll wages. For businesses in Rochester, Buffalo, and across Western NY, we streamline the process by providing real-time payroll data to your insurance carrier each pay period—helping you avoid overpayments and reducing audit time at policy year-end.