Medicare

Medicare Guidance from Local Experts in Western New York

At Bene-Care, our team of Medicare specialists in Rochester and Buffalo, NY is fully trained and certified with major Medicare Advantage, Medicare Supplement, and Prescription Drug Plans. That means we can offer your employees personalized, step-by-step guidance to help them make confident healthcare decisions and get the most value from their Medicare coverage.

We’ll take the time to find the best Medicare plan to fit your unique healthcare needs — whether that includes hospital stays, doctor visits, prescription medications, or Medicare Advantage coverage. No matter your situation, Bene-Care’s local experts can help you find clear answers to questions like:

  • What does Original Medicare cover?

  • What’s the difference between a Medicare Supplement and a Medicare Advantage plan?

  • Are my prescriptions covered under my plan?

  • When are the deadlines to enroll in Medicare?

Meet Your Reps

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Lou Vigliotti

As leader of Bene-Care’s Medicare team, Lou’s here to share key updates and insights to help you navigate your plans with confidence.

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Chris Sabag-Knausdorf

With deep experience in Medicare and a true commitment to client care, Chris helps make complex plan choices simple and clear.

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Alex Mercado

Based in Bene-Care’s Buffalo office, Alex provides dedicated support to Medicare clients, ensuring you get support for open enrollment and beyond.

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Michele Skubis

A friendly and familiar face, Michele has been with us since the start. Her deep experience and caring approach make her a trusted resource for our clients.

 

 

Frequently Asked Questions About Medicare

What is Medicare, and who is eligible?

Medicare is a federal health insurance program primarily for people age 65 and older, as well as certain younger individuals with qualifying disabilities or medical conditions.

When can I enroll in Medicare?

Most people can first enroll in Medicare during their Initial Enrollment Period, which begins three months before the month they turn 65 and ends three months after. Other enrollment periods may apply depending on your situation.

What is the difference between Original Medicare and Medicare Advantage?

Original Medicare includes Part A (hospital insurance) and Part B (medical insurance). Medicare Advantage, also known as Part C, is offered by private insurance companies approved by Medicare and may include additional benefits, such as prescription drug coverage, dental, vision, and hearing services.

How can I choose the right Medicare plan for my needs?

Choosing the right Medicare plan depends on your healthcare needs, budget, preferred doctors, and prescription medications. Understanding your options can help you find a plan that fits your lifestyle and gives you confidence in your healthcare coverage.