Bene-k

401(k) solutions for today's workforce

Your retirement plan shouldn’t feel outsourced or hard to manage. Bene-k is Bene-Care’s fully integrated 401(k) solution for employers across Western New York—bringing your 401(k), payroll, and support together under one trusted, local partner.

Retirement benefits shouldn't be complicated

Offering a 401(k) is supposed to be a good thing—but managing one often feels like a second job. Disconnected vendors, payroll coordination, and constant compliance changes can turn a meaningful benefit into ongoing frustration. Bene-k was built to simplify retirement benefits—without sacrificing quality or control.

Switch today

Bene-k is Bene-Care’s fully integrated 401(k) solution, powered by modern 401GO technology and delivered through the Bene-Care platform your team already knows and trusts. Payroll, retirement, and employee access all live in one connected experience—so nothing feels bolted on or outsourced.

Why switch?

Switching 401(k) providers doesn’t have to be disruptive. With Bene-k, our team manages the transition end-to-end, helping ensure payroll contributions continue without interruption and employees experience minimal change—other than a simpler, more intuitive system.

Bene-Care payroll team providing local payroll support and expertise to Rochester businesses

The Bene-k Advantage

Fully Integrated with Bene-Care Payroll

Bene-k connects directly to Bene-Care payroll using modern APIs. Census data, contributions, loans, and updates stay aligned automatically—dramatically reducing manual work and the risk of errors.

One Seamless Experience

There are no separate systems or logins to manage. Employees access and manage their retirement plan within the Bene-Care platform they already use.

Advisor-Friendly by Design

Have a financial advisor you trust? They’re welcome here. Prefer to lean on Bene-Care’s support? We’ve got you covered.

Modern, Cost-Effective, and Flexible

Bene-k delivers sleek, user-friendly technology employees actually want to use—while keeping employer costs competitive and flexible over time.

Industry-Recognized Technology

Bene-k is powered by award-winning retirement technology trusted by employers nationwide—delivered locally through Bene-Care.

Simplify Your 401(k) with Bene-k

Bene-k brings retirement benefits into the trusted Bene-Care relationship employers across Rochester and Buffalo already rely on. Ready to get started? Let’s talk. No obligation. Just a conversation.